And so, in the name of an image and appearance to protect at all costs, many people end up choosing two ways: silence or, at worst, the use of lawlessness. And that is where they come into play, the usurers. But those behind these figures? Often these unsuspecting people – relatives, friends, but also many white-collar – but in some provinces – all those of Florence, Prato and Pistoia – hiding behind the market wear real criminal organizations.

In light of these considerations, therefore, appears more and more clear the true purpose of the Foundation: not just assist those in debt, but an ongoing commitment and concrete to the spread of legality. How? Who is indebted to facilitating access to loans and finance, providing the necessary guarantees to banks contracted; reorganizing family budgets, providing information and advice of a financial nature. All, with the center of its action, the person admits Marzucchi Mario, an initiative of the founding fathers and current administrator of Mercy Siena: “During these years, in the many interviews conducted, we have always tried to meet and greet, firstly, not presented to the requests, as the people who presents them. Know it sounds weird, but who is in serious economic difficulty feels the need to be listened to, not to feel alone. That’s why I thank especially all the volunteers who every day across the center of listening, not only offer advice and assistance, but also listening and attention to the person. ” Finance and ethics: a mix certainly not trivial, it could not remain anonymous: “The relationship that binds us to the Foundation Wear – Gabriel notes Mancini, president of the MPS Foundation – is firm and goes on for a long time: by that is, when we decided to gamble on a project that was still in its embryonic state. In recent years we have invested more than half a million euros, a considerable sum, but finds its justification in moral support, as well as financial, which the Foundation Wear offers to individuals and families in debt. And this attention to the person – to represent the Foundation – is a key that fits fully in the political attention to social development and to guide, even for next year, our choices. ” In short, the Foundation for the Prevention of wear Tuscany is a safe bet. By all volunteers, banks and public institutions.
Among new crisis and poverty: since 2009 by listening centers
That 2009 was a year of crisis it is confirmed by the statistics on almost 1,400 applications received for the centers. Data in hand, the main cause of debt stems from the effects of its economic crisis.
26% of applicants in fact, has asked its lending in conjunction with the state of crises. But not only. 12% turned to listening centers for losing – or stay visa – your job. This 38% but even if he says much, not saying anything. In fact there is a risk wear underwater world, and often surprising, as confirmed by Lelio Grossi: “One of the major causes of indebtedness to be found incorrect use of the money (17% ed): I think, for example, who living beyond their means, a phenomenon found mostly in the city of Siena, but also to those who so lightly, by making excessive purchases in installments. It seems incredible, but I have seen many families into debt because of a new refrigerator or a television again. ”
Reviewing the statistics, however, catches the eye as a cause for concern: among the causes of impoverishment are the separation and divorce (8% ed). A percentage which – though far from large numbers – however, please pause and reflect more carefully on one of the major problems of our day. The personal drama that follows the breakup of the marriage in fact – in all, the separation from children and from her home – it adds another: the economy. The abandonment of the conjugal roof requires a separate finding another home (translation: a rent to pay) requires – rightly – the maintenance of children (check out the folder) and the other spouse (more checks). And so, against separation, also an employee of good finishes at risk of poverty. And it is there, lurking where poverty and despair, which takes the germ of wear life. “Today the most serious problem – again Grossi – is precisely the new poverty. Not a time to get through the month were unemployed and poor long-running, but today, find themselves in difficulty are also many members of the middle class.
At the risk wear there are also many unexpected that, in many cases taken by fear and shame, they prefer to hide their economic difficulties. That’s why I invite anyone with a problem contact our listening centers where you will find privacy and absolute competence. I would remind the fact that many of our volunteers have spent working among the bank branches, and thus are able to provide advice and information. Finally, an issue of no small account, the service is totally free. “

I do not know this if you have those old galleons, where the holds were constipated huge amount of slaves whose job was to row the boat and let go?
Unfortunately many employers still tend to use this method of approach to their team without realizing that the greater the whip, the greater the amount of people remeranno However, until risk of mutiny.

Today we look at the “ship company” in a different context, as a fantastic cruise ship. Beautiful, impressive and with a precise route, which translated into business terms means, with its image, its brand, a prominent position on the market in which it operates, with clear objectives and shared with the team.

What is the universe in which the world revolves company, through which channels communicate its presence? Who should compare? Who is accountable? What are the essential elements that can live, grow and leave a sign of its existence? So how to create wealth?

* Market
* Competition
* Investments
* Customers
* Projects
* Objectives
* Staff / staff

These are just some of the issues, considering our company as a magnificent ship, the sea represents the market.
The contractor is the master of this ship, his task is to stay at the helm, to follow the route, coordinating their crew. The commander must have the opportunity and the duty to:
- To visit with passengers (customers)
- Motivate and make its presence crew on board (company-employed)
- Liaise with the outside world (suppliers – partners)
- And if necessary they can make a sound nap knowing that his place is someone who can follow the route (the ability to delegate).
When we look at a ship in the sea, do we see?
Surely what is in our eye can see, then the party emerged, while below the waterline are the engines, turbines, the heart of the ship, which pushes toward its goal. The part that we do not see the submerged part, intangible, the true productive value of a company are the people who are part of the engine, the driving force.

This time promises to be a puzzle, a riddle to decipher and solve. And it was just him, Clegg would create a situation of obvious mold mainland across the channel, so not too popular, but at the same time appealing to a country that likes a little suspense in the stories’ vicious. I mean twisted originals. Moreover, the news has boosted an event that was likely to be granted. So ritual. The desire for change seemed irresistible and would be met.

The good, admirable bear that is Gordon Brown, weighed down by thirteen years of rule, the wrong war (Iraq in particular) promoted, but shared by fellow and rival Tony Blair, and the financial and economic crisis, seemed destined to succumb no way out in front immaculate aristocratic David Cameron, the inventor of a conservative “friend of the people.” But ally in Europe ECRI (party of reformers and conservatives), a small group where there are anti-Semitic extremists in Eastern Europe. One day the photographers who followed while Cameron was discovered in the office by bike behind a car with a driver who wore a sweater parts.
Not everything is rotten in the UK. Woe to say. It would be a blasphemy. And incorrect. London is a marvel. Arriving from Paris has the impression that he left behind a city as beautiful, but slightly faded. Accounts does not add up. The weather this year announced a public debt of 80% of GDP (the Italian one is around 115%), and the budget deficit nearly 11% (twice the Italian one).
Dinner with two bankers in the City listen to a long, dignified lament on the difficulties in global financial capital London. The crisis has hurt. We therefore want a new man, energetic, with plans to relaunch. And this is David Cameron, a young energetic, ready to cut spending and reduce the powers of the state. Gordon Brown has worked well. But in the past.
Many economists are of the same opinion. Wary of the inexperience David Cameron and George Osborne, who will be his finance minister in the event of victory. The Financial Times and the Economist are of the same opinion of the bankers, so I’m with Cameron. Which seemed like the (almost) sure future prime minister.
Nick Clegg has screwed it up. He shattered the political framework in three parts and imposing the two major candidates, the Labour and Conservative, favors a hung parliament, a parliament hung (hanged or), ie without a party with an absolute majority. If this is the result will be for him, Clegg, deciding whom to ally themselves with, and then dictate the conditions for the formation of a coalition government. In a hung parliament, becomes crucial. So polls foreshadow the situation that will be released tonight from the polls.
This role of protagonist Nick Clegg, who although not a total stranger was no real political past behind him, he conquered the three television debates that have assisted a total of twenty-three million British. This reveals what has counted the personality of the candidates, their athleticism, their ability to express themselves. In the theater you would say in acting. Those virtues have counted more programs. I would not say that the TV show has relegated the ideas behind the scenes, because the way the characters were able to express their thought was decisive.
Programs, it is true, were rather similar. Everyone, Brown, Cameron and Clegg have proved what they are: ie, the neoliberals, albeit with different nuances. Everybody wants to bring back the bill. The Labour Party has more heart the role of the state and wants to dilute the essential reduction of public service. The conservative is more assertive, while excluding a possible fee reduction may affect social welfare and public service, and therefore increase poverty and unemployment. The Liberal Democrats denounced the unkept promises and contradictions of the two major parties share power for over fifty years. He has no faults. He has never governed. Accusations of inexperience have not scratched.
Contributes to his charisma, the boldness and elegance of natural language. His passion for literature is evident. His Europeanism not too damaging. The Dutch and Russian ancestry, and Spanish wife, as well as extensive experience in Europe, make it a cosmopolitan character.
Defends the social protection and public service, is sensitive to the plight of immigrants, but shares the conservative liberalism, which, however, criticizes the refusal to raise taxes. It is an example of political correctness.

The center’s research enterprise focus, hence its attention on identifying the most efficient déinocoques, by collecting, sorting and culture, to refine its process. September worldwide patents already filed and its research has attracted the attention of the group Tereos, owner of Beghin-Say, who just signed with the company a partnership agreement.
OSEO, the ex-Anvar, the French innovation agency, also finances the work of the biotechnology company, “to the tune of € 9 million in grants and repayable advances,” said Jacques Biton, the Director General . Today Deinove goes public on the Alternext market to finance its developments.
It opens its capital stake of 21%. She hopes to raise this way € 12 million. Of this amount, € 2 million will be made by Truffle Capital, a fund investing in innovative, already present in Deinove.